Tell us what matters
Share your retirement stage, concerns, goals, and approximate savings range.
PREMIUM RETIREMENT EDUCATION • NO OBLIGATION
Make informed decisions about your retirement.
Build confidence around retirement income, annuity concepts, principal protection, and the questions worth asking before meeting with a licensed financial professional.
✓ Educational first
✓ Free assessment
✓ No purchase required
We Work With Leading Annuity Insurance Carriers
Explore a broad range of retirement income and annuity solutions
Carrier relationships, appointments, product availability, and licensing vary by financial professional and state. Logos and trademarks belong to their respective owners. The carriers shown do not sponsor or endorse Core Financial Education. Please confirm the specific carriers and products available through the licensed financial professional assigned to you.
A SIMPLE STARTING POINT
Understand your retirement priorities in minutes.
Our assessment is designed to help organize your goals and prepare for a complimentary conversation with a licensed financial professional.
Review your profile
We organize your answers into a simple education profile focused on income, protection, and timing.
Book your appointment
After completing your profile, choose a convenient time to speak with a licensed financial professional about your retirement questions and available options.
UNDERSTAND YOUR ANNUITY OPTIONS
Protect what you have worked hard to build — and understand the differences before you decide.
For many retirees, protecting principal from direct market losses is an important part of the conversation. Our goal is to help you understand which annuity types are designed for protection, which offer market-linked growth potential, and which can involve investment risk.
01
Fixed Annuities & MYGAs
Your premium earns a stated fixed rate for a defined period. These products are designed for principal protection and predictable interest, subject to contract terms, surrender charges, and the claims-paying ability of the issuing insurer.
02
Fixed Indexed Annuities
These annuities can credit interest based in part on an external market index while your premium is not directly invested in that index. They are designed to protect contract value from direct index losses, while caps, participation rates, spreads, and other crediting terms can limit upside.
03
Variable Annuities
Variable annuities invest through market-based subaccounts, so account value can rise or fall with investment performance. Unlike fixed and fixed indexed annuities, principal is generally exposed to market risk unless a specific optional guarantee applies.
04
Income Annuities
Immediate and deferred income annuities are designed to turn a lump sum into a stream of income, which may last for a set period or for life depending on the contract. Liquidity and access to principal can be more limited once income begins.
Our focus: education first, protection where appropriate.
We help you understand how different annuity structures may fit into a retirement plan — especially when preserving hard-earned principal, creating dependable income, and reducing exposure to direct market losses are important goals. No single annuity type is right for everyone.
FREE RETIREMENT ASSESSMENT
What does your retirement picture look like?
Answer a few questions about your goals and savings. It typically takes less than two minutes.
✓ Retirement stage
✓ Primary concerns
✓ Savings & investable assets
✓ Timing & priorities
YOUR NEXT STEP
Speak with a licensed financial professional.
Complete your retirement profile, then book a complimentary appointment to discuss your goals, retirement income questions, annuity concepts, and principal-protection options. There is no obligation to purchase.
✓ Choose a time that works for you
✓ Discuss your retirement priorities
✓ Ask questions about available strategies
✓ No minimum asset level required to complete the assessment
COMMON QUESTIONS
Before you get started.
Is the assessment free?
Yes. There is no fee to complete the education assessment, and completing it does not require you to purchase any product.
Is Core Financial Education a financial advisor?
Core Financial Education is presented as an educational and consumer-introduction resource. It does not provide individualized investment, tax, or legal advice. When requested, a consumer may be connected with an appropriately licensed professional.
Why do you ask about retirement savings?
Different retirement strategies may be relevant at different asset levels. Your savings range helps organize your retirement profile and gives the licensed professional useful context for your conversation. You do not need $250,000 or more to complete the assessment or request an appointment.
Are annuities guaranteed?
Guarantees associated with an annuity are subject to the terms of the contract and the claims-paying ability of the issuing insurance company. Annuities are insurance products and may not be appropriate for everyone.
CURRENT ANNUITY RATE SNAPSHOT
See where today’s annuity rates are trending.
Use this monthly snapshot as an educational starting point. Actual rates, caps, participation rates, products, and availability vary by carrier, state, premium amount, age, and contract terms.
Updated September 2026
Fixed Annuities / MYGAs
Illustrative top-of-market guaranteed rates by term.
2-Year MYGAUp to 5.25%
3-Year MYGAUp to 6.10%
5-Year MYGAUp to 6.30%
7-Year MYGAUp to 6.40%
10-Year MYGAUp to 6.30%
MYGA rates shown are market snapshots, not quotes. Rates may change without notice and are not guaranteed until a contract is issued. Guarantees are backed by the claims-paying ability of the issuing insurer.
Fixed Indexed Annuities
Examples of current FIA crediting terms — not a guaranteed investment return.
S&P 500 Annual CapUp to 9.75%
Russell 2000 Annual CapUp to 10.00%
Nasdaq-100 Annual CapUp to 9.50%
FIA Fixed AccountUp to 4.60%
Participation RatesVaries by Index
FIA “rates” work differently from MYGA rates. Index crediting can use caps, participation rates, spreads, triggers, or other formulas. The index itself is not directly owned, and indexed interest may be 0% in a crediting period. Product terms vary significantly by carrier.
See What Rates May Be Available to You
Schedule a complimentary conversation with a licensed financial professional.