Go Beyond Your Annual 401k Meeting



Be Your Own CFO

  • THE formula for managing your finances like a CFO manages their company’s​

  • Your 3 S’s: Spending, Servicing Debt, Saving & Investing

  • Impactful spending tactics and effective debt strategies

  • Building and using a Financial Dashboard

Stock Market Chart

Employee Stock Options

  • Attributes of employee stock options: both ISOs and NSOs

  • Follow an employee from grant to vest to exercise to IPO to sale of shares

  • ​Income tax considerations and consequences

  • 3 factors to consider when thinking about exercising your options


Sell / Hold / Give

  • How to think about your shares in your employer​

  • Diversification vs. Concentration Risk: selling vs. holding

  • Supporting charitable organizations: giving cash vs. giving shares

  • Overview of income taxes on shares from options and shares from RSUs


Estate Planning for Everyone

  • What an “estate plan” is, why you need one, and how to get started on yours​

  • Titling, documents, and structures

  • 4 core documents: will, trust, 2 durable powers of attorney

  • The soft side: deciding on the people to involve in your plan


Be Your Own CFO II

  • Profit: estimating your Retirement Fund needs

  • Revenue: fine-tuning the amount of income tax withheld from your paychecks

  • Spending: platforms for creating a Financial Dashboard

  • Servicing Debt: evaluating debts in the context of your personal financial situation


Investing Boot Camp

  • Your 2 Saving & Investing priorities

  • Stocks & bonds, mutual funds & ETFs, 401ks & IRAs, traditional & Roth

  • The 3 key investing principles: Asset Allocation, Diversification, and Asset Location

  • 5 steps to designing and managing your own Investment Plan

Wall street sign in New York City in bla

Restricted Stock Units

  • Attributes of restricted stock units (RSUs)

  • Follow an employee from grant to vest to sale of shares

  • Income tax considerations and consequences​​

  • Selling shares at vest vs. holding shares


Understanding Income Taxes

  • The U.S. federal income tax system: ordinary income, AMT, capital gains

  • Reviewing a Form 1040 and the most commonly used schedules

  • Missed and misunderstood tax deductions & tax credits

  • 3 best practices to adhere to


Ready for Retirement

  • Retirement reality: no paycheck and new healthcare expenses

  • The health insurance landscape: Medicare, Medicaid, supplemental plans

  • Deciding when to start Social Security benefits

  • Considerations for generating income from 401ks, IRAs, taxable accounts


Investing Boot Camp II

  • Stocks and Bonds: the key factors that influence prices

  • Asset Allocation: 2 methods for rebalancing a portfolio

  • Diversification: identifying overlap to reduce dangerous concentration risk

  • Asset Location: investing in a taxable account